FasterFinancial
GLOBAL LIVE
Global Book
$3.82M
3 markets
Today Collected
$83,282
AU market
Today Lent
$39,300
disbursed
Clearing Balance
$284,873
Monoova AU
Coll Rate
87.0%
today
LVR
67.7%
โš ๏ธ 70% limit
VL Rate (90d)
3.35%
covenant max 10%
Global P&L Today
+$0
net
AEST ยท Sydney
--:--:--
Thu 5 Mar 2026
๐Ÿ‡ฆ๐Ÿ‡บ AU Book$2,426,822 ๐Ÿ‡ฆ๐Ÿ‡บ AU Coll$83,282 ๐Ÿ‡ฆ๐Ÿ‡บ AU LVR67.7% ๐Ÿ‡ฆ๐Ÿ‡บ AU VL3.35% ๐Ÿ‡ณ๐Ÿ‡ฟ NZ BookNZ$842K ๐Ÿ‡ณ๐Ÿ‡ฟ NZ CollNZ$28,400 ๐Ÿ‡ณ๐Ÿ‡ฟ NZ LVR61.2% ๐Ÿด๓ ง๓ ข๓ ฅ๓ ฎ๓ ง๓ ฟ UK Bookยฃ380,000 ๐Ÿด๓ ง๓ ข๓ ฅ๓ ฎ๓ ง๓ ฟ UK Collยฃ9,800 ๐Ÿ‡บ๐Ÿ‡ธ US StagePipeline AU MTD$484,882 AU Feb Revenue$366,403 AU Monoova$284,873 Global Loans9,983 ๐Ÿ‡ฆ๐Ÿ‡บ AU Book$2,426,822 ๐Ÿ‡ฆ๐Ÿ‡บ AU LVR67.7% ๐Ÿ‡ณ๐Ÿ‡ฟ NZ BookNZ$842K ๐Ÿด๓ ง๓ ข๓ ฅ๓ ฎ๓ ง๓ ฟ UK Bookยฃ380,000 ๐Ÿ‡บ๐Ÿ‡ธ US StagePipeline Q3-26 AU MTD$484,882 AU Feb Revenue$366,403 Global Loans9,983
Market:
๐Ÿ‡ฆ๐Ÿ‡บ Australia
๐Ÿ‡ณ๐Ÿ‡ฟ New Zealand
๐Ÿด๓ ง๓ ข๓ ฅ๓ ฎ๓ ง๓ ฟ United Kingdom
๐Ÿ‡บ๐Ÿ‡ธ United States
๐ŸŒ Global View
โ— LIVE ยท $5M Facility (RNC) Lightspeed CashFaster Ventures ยท ACL 569825
โšก Today
๐Ÿ“… This Week
๐Ÿ“† This Month
๐Ÿ“Š Portfolio
๐Ÿ” Covenants
๐Ÿ’ฐ Collections
๐Ÿ”ฎ Forecast
๐Ÿ”ด Stress Test
Today's Net P&L โ€” Australia
+$0
Thu 5 Mar 2026 ยท Net collections less disbursements
Collected
$83,282
Disbursed
$39,300
Dishonours
$20,648
0/min
TX Velocity
--:--
Next Batch
Collected Today
$83,282
โ†‘ live
Disbursed Today
$39,300
69 loans
Dishonours
$20,648
13.1% rate
Est. Revenue
$21,570
25.9% margin
Tomorrow Schedule
$134,401
est. 87% clear
Clearing Account โ€” Live Balance LIVE
Monoova AU ยท real-time intraday movement
Open
$268,000
High
$284,873
Low
$260,400
Hourly Activity
Collections by hour today
Live TX Feed LIVE
Monoova AU0 tx
Intraday Flow โ€” Collections vs Disbursements
Cumulative today
Scorecard โ€” Actual vs Target
Collection Rate
ACT
87.0%
TGT
85.0%
Daily Collected
ACT
$83K
TGT
$150K
LVR (limit)
NOW
67.7%
MAX
70.0%
Avg Loan
$570
Loans Today
69
Returning %
65%
Daily Collections & Disbursements โ€” This Week
Monโ€“Thu ยท collected, disbursed, dishonoured
Cumulative Collections vs Target
Running week total (solid) vs linear target (dashed)
Daily Breakdown โ€” This Week
Day
Bar
Collected
Disbursed
Dishonour
Revenue
Rate
Day-of-Week Pattern
Historical average by day of week
Week-over-Week Trend
Weekly totals โ€” last 8 weeks
Monthly Collections Heatmap โ€” March 2026
Each cell = total collections that day ยท intensity = volume ยท yellow border = today
SUN
MON
TUE
WED
THU
FRI
SAT
MTD Cumulative vs Target
Actual (solid) vs linear target (dashed)
Current Month vs Prior Month
Same-day daily comparison
Prior Month โ€” Full Breakdown
PeriodAttemptedCollectedDishonouredRateRevenueMarginLoans
6-Month Collections Trend
Month-by-month: collections, revenue, disbursements
DPD Stratification
Outstanding principal by days-past-due bucket
Book Growth โ€” 6 Months
Active principal outstanding by month
Vintage Loss Curves
Cumulative loss % by months-on-book per cohort
Loan Size Distribution
Active loans by principal band
RNC Covenant Monitoring โ€” Australia (Lightspeed CashFaster Ventures)
LVR โ€” 60 Day Trend
vs 70% limit
LVR โ€” Book Growth Sensitivity
How LVR falls as eligible book grows (debt fixed)
Covenant History
PeriodLVRStatusVLStatusOA BalanceStatusFLRStatus
Daily Collections โ€” Prior Full Month
February 2026 ยท collections (green) vs dishonours (red)
Collection Rate by DPD Bucket
% of scheduled amounts that clear โ€” by arrears band
Payment Method Mix
Collection channel split
Intraday Timing Pattern
% of daily collections clearing by hour (avg)
Tomorrow's Collection Pipeline
Batch WindowScheduledLoansEst. ClearEst. RevenueRisk
2026 Book Growth Forecast
Conservative scenario (5% VL) ยท book + revenue overlay
2026 Monthly P&L Forecast
Revenue, OpEx, VL losses, after-tax profit
2026 Monthly Forecast Table โ€” Conservative (5% VL, 25.9% Margin)
MonthBookCollectionsRevenueVL LossOpExPre-TaxAfter-TaxLVR
Loss & Performance
VL Rate (90d)5.0%
1%Covenant 10%15%
Collection Rate87%
60%95%
Costs
Monthly OpEx ($K)$65K
$50KCurrent $65K$250K
CAC New Customer$85
$40Current $85$300
Growth
New Loans/Month1,500
200~1,5005,000
Revenue Margin25.9%
15%25.9%40%
Stress Output โ€” 12-Month Projection
Stress โ€” Book Trajectory
Stress โ€” Monthly Profit
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